Chequing Accounts
"The Service You Desire. The Service You Deserve"
Overdraft protection is available on all accounts OAC.
Maximizer Account
$20.00 per month
A full-service, interest-bearing chequing account that offers unlimited account transactions for one low monthly fee:
- Unlimited debits include in-branch withdrawals, cheque writing, INTERAC direct payments, bill payments, transfers and internet inquiries
- Free Canadian and U.S. money orders
- Free travelers cheques
- Free standard personalized cheques
- Fees are applicable for transactions at other financial institution's ABMs
- $5.00 discount on safety deposit box rental fee
- No fee for Choice Rewards if you have a MasterCard Global Payment Card
- Interest paid as per tiered rate schedule
- Free Telephone Banking
- Free Internet Banking
Choice Chequing Account
$11.00 per month
A flexible chequing account package that offers 40 free debit transactions for one low monthly fee:
- 40 free debits include in-branch withdrawals, cheque writing, INTERAC direct payments, bill payments, transfers and internet inquiries
- Service charges apply to items in excess of the 40 debits
- Free travelers cheques
- Free standard personalized cheques
- $1.25 fee for transactions at other financial institution's ABMs
- $5.00 discount on safety deposit box rental fee
- Reduced fee for Choice Rewards if you have a MasterCard Global Payment Card
- No statement fee
Lifestyle Account
$9.00 per month
A package account designed for the "electronically-minded". All internet banking, telephone banking, ABM and INTERAC direct payments are included in one low monthly fee:
- Teltek: 1-866-515-5454
- MemberDirect internet banking
- MasterCard Global Payment Card transactions
- In-branch transactions and cheques are subject to service charge of $1.10 per item
- 2 free transactions per month
Personal Chequing Account
A chequing account designed for members with a lower volume of transactions and who like to pay for services as they need them. Minimum monthly usage fee and statement fee are applicable.
| Transaction | In Branch Charge Per Item* |
Electronic Charge Per Item* |
| Deposits | Free | Free |
| Withdrawals / Descriptive Withdrawls | $0.75 | $0.50 |
| Online Bill Payments | $0.75 | $0.50 |
| Cheque Writing | $0.75 | n/a |
| CDN Money Order (under $1000) | $5.00 | n/a |
| Official Order (over $1000) | $5.00 | n/a |
| USD Draft | $5.00 | n/a |
| Statement fee | $1.25 | |
*Service charges subject to change without notice. Minimum monthly usage fee is $2.00.
Golden Service Account
At Chinook Credit Union, members 60 years old and over can benefit from our special account that includes:
- Free cheque writing
- Free personalized cheques - in branch
- Free counter withdrawals and transfers
- Free INTERAC transactions
- Free money orders and certified cheques
- Free utility payments
- No minimum monthly service charges
- $5.00 discount on all sizes of safety deposit boxes
- Interest is calculated on a minimum daily balance
