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US Chequing | US Savings | Authorized Overdraft Protection
US Accounts are designed for members that require the convenience of a US fund account whether for business or personal reasons, including purchasing farm equipment to saving for a trip to Disneyland. The major advantage of a US account is the ability to deposit US funds without conversion to Canadian dollars.
US Chequing Account
Features:
- Monthly Account Fee
- Charge per item
- US cheques at cost
- Non interest bearing
- Deposits made with US cash or cheques go into account at face value
- Deposits made with Canadian funds are converted to US at current daily exchange rate
- No exchange is paid on US cheques or cash withdrawn
US Savings Account
Features:
- No monthly account fee
- Tiered Interest
- Charge per item
- Deposits made with US cash or cheques go into the account at face value
- Deposits made with any other currency is converted at current exchange rates
Authorized Overdraft Protection on US Accounts
Authorized overdraft protection is available on US accounts at competitive interest rates. Applications are subject to normal lending guidelines. Check with your local branch of Chinook Credit Union for details.
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