Lines of Credit/Authorized Overdraft

A line of credit (LOC) and/or an authorized overdraft are pre-arranged and approved loans which allow the member to borrow up to a pre-determined amount without arranging for individual loans. It allows flexibility to make those large purchases without having to arrange for a new loan every time. Interest is paid only on the amount used each month.

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Home Equity Line Of Credit

A larger line of credit that uses the equity you have built up in your home. Usually a better rate than a regular line of credit but with the same great flexibility.

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