RATES - DEPOSIT

Deposit Rates

Participary Savings Rate declared annually.
After Oct. 31 by Board Resolution.

Historical Rates:

2001 - 4.00 %
2002 - 4.00 %
2003 - 2.60 %
2004 - 2.30 %
2005 - 2.25 %
2006 - 1.42 % (Insured), 4.10 % (Non-Insured)
2007 - 2.52 % (Insured), 4.50 % (Non-Insured)
2008 - 2.52 % (Insured), 3.75 % (Non-Insured)

(Interest calculated on minimum monthly balance and paid annually)


Personal Accounts
Full Service Chequing
(Interest calculated on daily closing balance and paid on the last day of the month)
0.05 %
Plan 24 Savings
(Interest calculated on daily closing balance and paid on the last day of the month)
0.05 %
Maximizer  
(Min. daily balance $0 - $3,000) 0.05 %
(Min. daily balance $3,000 - $5,000) 0.05 %
(Min. daily balance over $5,000) 0.10 %
Special Savings
(Interest calculated on minimum monthly balance and paid on the last day of the month)
0.05 %
FatCat/Headstart
(Interest calculated on minimum monthly balance and paid on the last day of the month)
1.00 %
Elite Savings
(Interest calculated on daily closing balance and paid on the last day of the month)
0.75 %

Tax Free Savings Account
(Interest calculated on a daily closing balance and paid on the last day of the month)

1.50 %

Business Accounts
Full Service Business Chequing  
(Min. daily balance under $50,000) 0.05 %
(Min. daily balance over $50,000 and under $100,000) 0.05 %
(Min. daily balance over $100,000) 0.20 %

Agricultural Accounts
Bonus Agricultural Account  
(Min. daily balance under $50,000) 0.05 %
(Min. daily balance over $50,000 and under $100,000) 0.05 %
(Min. daily balance over $100,000) 0.20 %
Full Service Agricultural 0.05 %

Other
Golden Chequing Account
(Interest calculated on daily closing balance and paid on the last day of the month)
0.15 %
Organizations
(Interest calculated on minimum monthly balance and paid on the last day of the month)
0.10 %

U.S. Savings
$0 - $4,999 0.05 %
$5,000 - $24,999 0.05 %
$25,000 - $59,999 0.05 %
over $60,000 0.10 %

*Rates Subject to Change without Notice

 

RATES

LENDING
DEPOSIT
RRSP/RRIF
TERM DEPOSIT
MIC RRSP/RRIF/Term Deposit
TFSA


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