Mutual Funds*

Smart Investing Made Easy

Managing your money doesn't need to be complicated. But it isn't always easy, either. That's where we can help. The Credential Investment Professionals at Chinook Credit Union are here to help you set realistic investment goals and achieve them, with advice designed to help you minimize your overall investment risk and increase your potential for gain.

Our investment services are provided by Credential Financial Inc., a wealth management company created by Canada's credit unions. Through two Credential Financial Inc. member companies, Credential Securities Inc. and Credential Asset Management Inc., you can access a full array of investments.

Mutual Funds Features:

• Include investments managed by such leading companies as Dynamic, TD Mutual Funds, Franklin Templeton, and Fidelity.
• Equity funds invest in stocks traded on stock exchanges in Canada, the U.S. and around the world. These funds may be broadly diversified or may concentrate on a specific country, sector or company size.
• Income funds invest in income-oriented investments such as bonds, income trusts, preferred shares, mortgages and other securities.
• Money-market funds invest in treasury bills guaranteed by the government, as well as other money market investments.
• Balanced funds invest in a combination of equities, income-oriented investments and money-market instruments to optimize returns.

How investing benefits you:

• When you invest in mutual funds, a professional money manager is responsible for investment decisions. Our Credential Investment Professionals offer our members a combination of knowledge, experience and skill.
• While no one can predict what will happen, our Credential Investment Professionals don't need to see the future to help you invest wisely today. Chinook and Credential® believe in helping our members to build a diversified portfolio of quality investments. Our strategy to members is to invest for the long-term because we believe that time in the market, not timing the market, will reap the greatest rewards.

To learn more about individual investment funds and how we can help you define and address your investment objectives, feel free to contact us.

* Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, tailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds and other securities are not insured not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member - CIPF.

®Credential is a registered mark owned by Credential Financial Inc. and is used under license.

®Ethical Funds is a registered mark owned by Northwest and Ethical Investments L.P. and is used under license.